Cash Reserve & Savings
Cash Reserve is our no-fee, 100% cash portfolio, which protects your money from market volatility. Because the returns on this account are low, relative to potential market returns, we typically recommend it only for money you plan to spend within the next year. This account includes the following features: 3.20% APY (variable)*, FDIC-insured up to $1 million at our program banks ($2 million for joint accounts)†, and fast access to your money.
Who is it for
Anyone depositing money to be spent soon
Program banks in Cash Reserve
The Bancorp BankProgram bank
Cross River BankProgram bank
HSBC Bank USA, N.A.Program bank
State Street Bank and Trust CompanyProgram bank
Wells Fargo Bank, N.A.Program bank
Citibank, N.A.Program bank
First Internet Bank of IndianaProgram bank
Invested with benefits
Automated and optimized tax strategies help you earn more money over time.
Keep more money in your portfolio with low-cost exchange-traded funds (ETFs) and our 0.25% annual fee.
Your investments are rebalanced as the market moves, with any dividends getting immediately reinvested.