Simplified access to quality investments

General investment accounts
with intelligent portfolios

Easy opening and
maintenance

No starting
minimums

Fully digital and
transparent

The future belongs to the ones who invest in it

We help you choose a portfolio strategy that is suitable to your financial goals.

With our 20+ years of individual experience we bring top-notch products in a simplified format.

Intelligent investment portfolios

After selecting the portfolio that best suits your preferences, all you need to do is make a deposit into your BlueReef account and we’ll take care of the rest. Our advanced algorithms constantly manage and rebalance your investments, simplifying the investment process.

Portfolio rebalancing

We ensure that your portfolio maintains the set allocation between stocks and bonds for optimized growth.

Dividend reinvestment

Dividends are invested to prevent the accumulation of idle cash not working for you.

Recurring deposits

You may schedule automated deposits according to your preferred timeline, on a weekly or monthly basis. A great way to grow your nest egg.

Betterment Core Portfolio

Featuring a wide range of stocks and bonds from around the globe, well-diversified, low-cost and built for long-term investing.

Vanguard Growth & Global Portfolio

A total return model portfolio that combines US equities, international equities and international investment-grade bonds.

High Yield Savings & Cash Reserves

This 100% cash account earns 4.25% APY (variable), carries no fees on balances, and is FDIC-insured up to $2M ($4M for joint accounts).

Impact & Socially Responsible Investing Portfolio

Invests in companies with strong environmental, social and corporate governance (ESG) without compromising long-term performance.

Climate Impact Portfolio

Aims long-term growth by investing in carbon-free companies and providing financing to green ventures.

Crypto ETF Portfolio

The Smart Crypto ETF portfolio tracks the market movements of Bitcoin and Ethereum, the largest and most widely traded cryptocurrencies. It offers investors exposure to digital assets.