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We help you choose a portfolio strategy that is suitable to your financial goals.
With our 20+ years of individual experience we bring top-notch products in a simplified format.
After selecting the portfolio that best suits your preferences, all you need to do is make a deposit into your BlueReef account and we’ll take care of the rest. Our advanced algorithms constantly manage and rebalance your investments, simplifying the investment process.
We ensure that your portfolio maintains the set allocation between stocks and bonds for optimized growth.
Dividends are invested to prevent the accumulation of idle cash not working for you.
You may schedule automated deposits according to your preferred timeline, on a weekly or monthly basis. A great way to grow your nest egg.
A globally diversified portfolio of low cost ETFs providing exposure to stocks and bonds around the world. Designed for long term investing, with allocations tailored to the investor’s goals and risk tolerance.
Investors seeking diversified exposure to global stock and bond markets.
BlueReef model portfolios follow a strategic approach built around broad asset class diversification. Depending on the selected allocation, portfolios include US and international equities and investment grade bonds through an index focused investment approach.
Investors seeking long term growth through a diversified portfolio aligned with their risk tolerance.
This 100% cash account earns 3.50% APY (variable), carries no fees on balances, and offers FDIC insurance eligibility up to $4M for individual accounts and $8M for joint accounts, subject to conditions.
Investors seeking a flexible place for short-term cash while earning variable interest.
A diversified portfolio that considers environmental priorities, including lower carbon emissions, green project financing, and reduced exposure to fossil fuel reserves. Investment outcomes may differ from those of portfolios without these criteria.
Investors who want their investments to reflect their environmental priorities.
A globally diversified ETF portfolio with additional exposure to US value stocks. This approach can perform differently from the broader market and involves risks associated with a greater emphasis on value investing.
Investors who understand and accept the potential benefits and risks of increased exposure to value stocks.
An ETF portfolio providing exposure to Bitcoin and Ethereum, with periodic rebalancing based on their relative market weights. Crypto investments involve substantial volatility and risk of loss.
Investors seeking exposure to crypto through ETFs who can tolerate substantial volatility and potential losses.
A portfolio of short term bond ETFs designed for investors in higher federal tax brackets seeking tax efficient income. Allocations depend on the investor’s tax circumstances. Bonds carry investment risk, and this portfolio is not FDIC insured.
Investors with a federal income tax rate of 32% or higher seeking a bond portfolio tailored to their tax circumstances.
A bond portfolio designed to generate income, with four options offering different risk levels: Core, Moderate, High, and Aggressive Income. Higher income targets involve greater risk. Bond investments can lose value.
Investors willing to accept investment risk in pursuit of income as an alternative to holding cash.
A portfolio providing exposure to companies involved in areas such as artificial intelligence, digital transformation, clean energy, and medical innovation. Its emphasis on innovative industries involves additional investment risk.
Investors interested in emerging technologies who can tolerate the additional risks associated with thematic investing.
Earn interest on your cash with a variable annual percentage yield (APY) of 3.25%
There are no limits on how often you can move your money. You can withdraw the investment in just 1–2 business days
Set money aside for what matters to you in a savings account
Investing in crypto may be challenging, let us help you with expert-built portfolios and a simple experience.
Invest in the future with a balanced crypto portfolio, mitigating some of the risks and volatility.