The Betterment Core portfolio is well-diversified, low-cost, and built for long-term investing. With a broad collection of stocks and bonds from across the world, this portfolio is designed to generate long-term returns while reducing risk through diversification.
The Betterment Core portfolio also invests more heavily in U.S. companies that are attractively valued relative to their fundamentals.
Investors looking for a well-diversified portfolio with a focus on undervalued companies
Based on an allocation of 70% stocks, 30% bonds
U.S. Value Stocks - Small Cap
VBRInt'l Developed Market Stocks
VEAU.S. Value Stocks - Mid Cap
VOEU.S. Total Stock Market
VTIU.S. Value Stocks - Large Cap
VTVInt'l Emerging Market Stocks
VWOU.S. High Quality Bonds
AGGInt'l Developed Market Bonds
BNDXInt'l Emerging Market Bonds
EMBU.S. Short-Term Treasuries
GBILU.S. Short-Term High Quality Bonds
JPSTU.S. Inflation-Protected Bonds
VTIPAllocations as of Mar. 31, 2022.
This portfolio strategy has 101 different allocation options, from 0% bonds to 100% stocks. The 70% stock, 30% bond portfolio has been selected to display holdings. Different allocations will have different weights of each asset class. BlueReef may recommend a different allocation based on various goal inputs tailored to each client, including the time horizon for your goal with the longest period starting at 90% stocks. The holdings shown reflect the portfolio model for tax-deferred accounts, like IRAs or 401(k)s. Expect differences in taxable accounts.
