The Target Income portfolio is built on a diverse set of bonds to help avoid volatility in the stock market, preserve wealth, and generate income in retirement. We offer four different options that target increasingly higher levels of income, depending on the accepted risk level. Note: While bonds are substantially less volatile than stocks, investing in bonds is not without risk.
BlackRock Target Income
Who is it for
Retirement-focused investors looking to preserve their wealth
Holdings
Based on the Moderate portfolio allocation
Int'l Emerging Market Bonds
EMB12%
International Emerging Market High Yield Bonds
EMHYU.S. Downgraded Bonds
FLAN3%
U.S. Floating Rate Corporate Bonds
FLOT8%
U.S. Short-Term Corporate Bonds
IGSB30%
U.S. Interest Rate Hedged Corporate Bonds
LQDH3%
U.S. Mortgage Backed Bonds
MBB18%
U.S. Short-Term Treasuries
SHV2%
U.S. Short-Term Treasuries
SHYU.S. Short-Term High Yield Corporate Bonds
SHYG13%
U.S. Long-Term Treasuries
SHYG4%
U.S. High Yield Corporate Bonds
TLT7%
Allocations as of Apr. 30, 2022.
This portfolio strategy has 4 different allocation options to choose from. The “Moderate Income” portfolio has been selected to show the underlying funds of the other portfolio allocations. Different allocations will have different weights of each asset class. This is not a recommendation to select the “Moderate Income” portfolio as individual client risk tolerance can vary. The holdings shown reflect the portfolio model for tax-deferred accounts, like IRAs or 401(k)s. Expect differences in taxable accounts.
Invested with benefits
Tax savings
Automated and optimized tax strategies help you earn more money over time.
Lower costs
Keep more money in your portfolio with low-cost exchange-traded funds (ETFs).
Adjusts automatically
Your investments are rebalanced as the market moves, with any dividends getting immediately reinvested.